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Thesis on financial institutions - Thesis THE ROLE OF INFORMATION TECHNOLOGY ON COMMERCIAL BANKS IN NIG


Accounting, ethics and the links missing between them a case study in the UK. In this regards, the researcher decided to undertake the study to investigate the contributions of financial institutions in promoting private investments in Rwanda using a case study of Commercial Bank of Rwanda KCB. Therefore, to relate to the research topic. Information technology is continually evolving, breaking new barriers, defining new horizons, and bringing new dimensions to our lifestyle. If we want to be sure about the reliability of the results, then it is always necessary to study a large number of people in that research area and the data can be derived from questionnaire survey, observations or from secondary sources Ticehurst and Veal, 2000, pp.

The credit card movement is year 2006 increased from 16 million to 20 million. 25 Information systems also need to be adapting to the specific decisions being considered.


It also makes possible maturity the channelling of short-term assets into more productive long-term assets, all of which enhance investment growth.

Greenwood and Jovanovic 1990, Levine 1991, Bencivenga and Smith 1991 as well as Saint-Paul 1992 have constructed theoretical models in which an efficient financial markets improve the quality of investments. The feature of reform was gradualism because it enhanced micro stability and the same time encouraged micro economic linkages. This study was conducted among a small number of people small scale data collection was done. 09407 Valid N list wise 94 Descriptive Statistics N Minimum Maximum Mean Std. 5-8 Currently the institutional composition of financial system in India is illustrated as three constituents banks either domestic or foreign, owned by RBI, government or private and regulated by RBI Financial refinancing institutions set up under a separate law or under companies act and owned by RBI Non-banking financial companies institutions owned privately and regulated by RBI. Close ended questions always restricts the answers to a small set of response and the questionnaire designer must have a good knowledge of the options available in that particular subject area and however generates exact answers. Guidance and reporting on a wide range of CSR issues in banking industry. The bank overdraft is the commonest form of business finance. To purchase groceries, gasoline and other purchases at the point-of-sale, using a check card rather than cash. 9, 6 of the respondents were neutral representing 6.


56 Decision From the above analysis, the calculated value is above the tabulated value, therefore the null hypothesis H0 should be rejected in favor of the alternative hypothesis H1 accepted. Firstly they determined the borrowing behavior of high class consumer should be affected by reform and estimate the elasticity of probability of getting the loan at that rate lie between-2. Finance Dissertation Topics and Accounting Dissertation Topics Choosing a great topic as your graduate, master or doctoral accounting or finance topics may feel like one of the biggest pressures yet. From the result obtained from findings, analysis and discussions made it can be concluded that cultural trend of people s life is characterized by savings and social status. General instructions were given to the interviewees on the type of information required and questions asked were related to the topic and it covered all the questions included in the questionnaire.


05, thus we accept the alternative hypothesis and reject the null hypothesis. T has therefore brought about ease and convience to effectively make financial transactions by customers See Table 4. Primary Data The use of questionnaires will adopt a structured questionnaire approach which will be administered to commercial banks.

It was recognized when the first proposals were made that it would be essential to produce decoders that could be designed into receivers with minimal additional cost and large-scale integrated circuits have enabled this to be achieved, Mother sole, 1979. This chapter tells about how these methods are used, importance of each method, Research Design, Research Method, Reliability Validity and Limitations. It is important to first and foremost identify the needs of the customer before introducing technology. The test retest method involves measuring the reliability of the test twice to the same individual sample at different times. The research concludes that consumers are relying much more on NBFI and it is not risky difficult to borrow loan because of policies norms regarding loans and availability of flexible financial options. I guess this is one of the reasons why customers still visit the banks today physically to be properly attended to See Table 4. It has geometrically increased the rate of patronage as a result of the supply of redefined products and services to meet the needs and demand of the public. 11 The data displayed in the above table see table 4. According to Patel 2004 A combination of directing resources of intermediaries in fulfilling a quasi-fiscal role for government, accountability structures and regulatory forbearance arising out of an implicit overarching guarantee umbrella has mitigated the essential corrective effect of market discipline in both lending and deposit decisions. As in words of Fernandes 2000 The policies of economic started in the 1990s and have been accompanied by a set of public discourses that have increasingly begun to debate the character of the Indian middle class.

g like impact of cpec on gdp, you can change it with impact of cpec on inflation please help me to find thesis topic for MBA business information communication technology CAN U HELP ME FINANCE RELATED LATEST TOPIC TO DO RESEARCH NOW FOR A MBA OPEN PROJECT.


Thank very much I confirm that the work is tottaly correct I appreciate the amendment. This should leave you with a short list of three or four most appropriate topics.

6 SCOPE OF THE STUDY This research is concerned with the role of information technology on commercial banks in Nigeria using Guaranty Trust Bank Plc for the case study. Higher quality data can be obtained and sometimes quickly.


5, and 22 of the respondent specified the reason for their delay in the bank representing 23. Electronic and Mobile Payment System Electronic payment system that works in conjunction with electronic commerce, while Mobile payment system is used by mobile commerce. Further, Alexander 2004 has analyzed corporate governance and banking regulation in UK and USA. It is a term that generally covers the harnessing of electronic technology for the information needs of a business at all levels. 20-24 Hofstede and Hofstede 2005 has divided cultural layer as national level, gender level, generation level, social class level and regional ethical level. 3 Recent Household Borrowing Factor Response Response in percentage Increased 52 52 Decreased 9 9 Remained constant 39 39 Table 4. This model predicts the expected survival time on a loan to any kind of applicant.

These conclusion will be derived from the questionnaires and most likely to provide answers to questions posed by this research. Consumers also agree to the fact that sometimes they are not able to pay their utility bills, credit card payment and other commitments then they feel the problem The test retest method involves measuring the reliability of the test twice to the same individual sample at different times. 7 of the entire sample size, while 36 were females, representing approximately 38.

Harold and Jeff 1995, contend that financial service providers should modify their traditional operating practices to remain viable in the 1990s and decades that follow. The test retest method involves measuring the reliability of the test twice to the same individual sample at different times. Respondent A suggests that policy of banks regarding offering loan is not much strict where as respondent B and C suggests that policy of NBFI is very flexible regarding offering loan, they just need few formalities to be completed and less documentation is required in order to get the loan sanctioned. It will provide a basis or proposed which can be re-adjust to the threats, opportunities, features technological competition and contingencies of technological banking on commercial banks in Nigeria. Have your paycheck deposited directly into your bank or credit union checking account. 8, and 16 of the respondents disagree representing 17.

And more importantly high tariffs, rupee corruption, high taxes which kept multinationals foreign investors away from India.

15, it can be deduced that out of the 94 respondents, 86 of the respondents agreed that the introduction of information technology has helped bank staffs to work better in a team than before the introduction representing 91. Some are very much concerned with savings and social status where as some are concerned with wealth creation celebration. With the increasing disposable income, over consumption and lack of respect for environment has affected the society.


In the environment of restrictive monetary policy banks managed to issue liabilities and maintain their business of lending.

Interviews done were telephonic because of distance constraint and it was basically general talk to discuss about the research topic. The information will be observed, analyzed, compared, contrasted and conclusions will be arrived at.


In addition, limitations of this research and avenues for the future research have been suggested.

But now the whole scenario is been changed, there are privately owned airlines, phone companies, private TV radio channels, multinational companies are coming to India investing their money in India. Therefore most people join one or more groups, even if they earn a good salary and do not have an economic need to participate. Banks also adopt use of modern information technology which offers more customer focused and cost saving services Rosen H. This involves setting up a computer network within the office intranet or outside the office extranet to facilitate electronic dissemination of information, and among stakeholders.

According to Partington 2002 quantitative research gives the answer to the questions that are asked and if any important question is omitted from the survey then it is difficult to know effects it would have had. Especially in rural areas, joining an IFI group is more important socially and culturally than economically. 02764 I enjoy prompt and efficient service delivery from the bank s ATM services.

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